Spruce up your Credit History
The rule of thumb says that the amount of money you pay toward debts should be within 30% of your annual income. If you are considering an auto loan, add up the total amount you pay off as debts each year, including the amount you plan to pay on your car. If this amount exceeds 30% of your annual income, you’ll need to lower your debt-to-income ratio immediately. This means that, you either clear some debts before applying for a car loan, or reduce the amount you want to borrow.
Make timely payments on your other credit accounts prior to applying for an auto loan. If you have made timely payments for a few months, it could improve your chances of approval by the lender. You must also refrain from applying for other forms of credit. Inquiries on your credit report also lower your credit ratings. 
September 2nd, 2007 at 11:48 am
Runescape Money Blog
I have written a followup to this on my blog. Feel free to check it out if interested. -Louis— This post was created by Comment Poster. Want to post thousands of comments to blogs instantly and increase your visitors exponentially? Check it out he…
October 1st, 2007 at 10:52 am
Digital Glamour
hey great stuff
June 14th, 2008 at 2:25 am
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