Filing Your Auto insurance Claim
It is very important to keep your insurance record clean, therefore carefully consider whether or not you should file a claim in the first place. When you phone your insurance provider saying that you may be filing a claim, they are going to put that on your insurance record. Whether the accident is your fault or not, you should check out first, whether you can pay for the damage. If you can pay for it yourself, don’t file a claim.
Document as many details as possible of the accident and to get witnesses who can corroborate your story. Keep track of the information you will need to file your auto insurance claim. File the insurance claim as soon as possible with your insurance company. If there is a dispute between you and the other party in the accident, you may get quizzed by the other driver’s insurance company about what happened at the accident. In this case, make sure you document everything you say and get correct details of the Insurance agent you spoke to.
If your car gets wrecked in the accident, once your claim is approved, the insurance company will assess the damage and ask you to send it to a pre-approved shop to get it fixed.